Online therapy for adults · CA · PA · AR · TN · FL · PSYPACT

Online therapy for anxiety, depression, OCD, eating issues, relationships, and other life challenges.

Warm, practical, evidence-based care for adults seeking more steadiness, clarity, and flexibility in daily life.

Does this sound familiar?

You are not alone in this.

Many people begin therapy when their usual coping strategies no longer feel like enough. These are some of the experiences we can work with together.

“My mind won’t stop.”

Finding it difficult to disengage from racing thoughts, constant worry, intrusive thoughts, obsessive loops, reassurance-seeking, checking, rumination, or compulsive patterns.

“I’m so hard on myself.”

Navigating intense self-criticism, perfectionism, and the feeling of never being enough.

“I feel stuck.”

Breaking free from patterns, coping cycles, and past experiences that continue to affect your present peace.

Psychological services

Therapy for anxiety, OCD, depression, eating concerns, relationships, and life transitions.

OCD and anxiety often respond best to practical, evidence-based tools — including CBT, mindfulness, ACT, and exposure-based strategies when appropriate. At the same time, therapy is never one-size-fits-all. I work broadly with adults facing depression, eating and body image concerns, stress, grief, relationship strain, and major life transitions.

Anxiety Depression Eating disorders OCD Rumination Compulsions Exposure-based skills Stress Grief Adjustment Work/life balance Eating & exercise concerns Self-criticism Self-compassion work Relationships Life transitions Aging concerns

Session format

  • Services for adults
  • Virtual office only
  • Telepsychology through PSYPACT
  • Licensed in Florida, Arkansas, Tennessee, California, and Pennsylvania
  • Online therapy available to clients in PSYPACT participating states
  • Insurance accepted: Aetna, Optum, and United Healthcare; superbills can be prepared for clients using out-of-network benefits
  • Availability: Monday–Friday, 9 am–5 pm EST
  • Free 15-minute initial consultation

Please confirm coverage directly with your insurance plan before scheduling.

Dr. Cheryl Smith
About Dr. Smith

Experienced, practical, and grounded care.

Dr. Cheryl Smith is a licensed clinical psychologist with more than 25 years of experience. She earned her Ph.D. in clinical psychology from Louisiana State University in 1997, following undergraduate study at Emory University and Purdue University. She completed her internship in Charleston, South Carolina, and a two-year postdoctoral fellowship at Western Psychiatric Institute and Clinic at the University of Pittsburgh.

Her professional experience includes private practice and clinic work in the United States and abroad. Living internationally in Singapore, Thailand, China, Switzerland, and France has shaped her appreciation for working with people from many backgrounds and life stories.

Her therapy style is grounded in cognitive-behavioral therapy and mindfulness-based approaches, including Acceptance and Commitment Therapy (ACT). She is trauma-informed and has particular skill helping clients with OCD, anxiety, rumination, and compulsive coping patterns, along with depression, eating concerns, relationships, grief, stress, and life transitions.

FAQ

Common questions.

What are your fees?

Individual sessions are listed at $175 and couple sessions at $200. Insurance may be accepted through Aetna, Optum, and United Healthcare; out-of-network invoices may be available for reimbursement or deductible purposes.

How long does therapy take?

It depends on your concerns, goals, motivation, and circumstances. Some people benefit from short-term work, while others choose or need a longer course of therapy.

What can I expect in therapy?

Therapy is collaborative and tailored to your needs. Some sessions may focus on reflection and insight, while others are more practical and skills-based. We may explore patterns, build coping tools, clarify values, and practice responding to difficult thoughts and emotions in healthier ways.

Can I stop therapy at any time?

Yes. Therapy should feel collaborative. If your needs are not being met, you can end therapy, and open conversation about concerns is encouraged whenever possible.

Do you accept insurance?

Insurance may be accepted through Aetna, Optum, and United Healthcare. Coverage varies by plan, so prospective clients should confirm benefits directly before scheduling.

Resources

Handouts and helpful tools.

A curated collection of practical guides, recommended books, podcasts, online resources, and supportive apps.

What to Expect in Therapy

A practical guide to Cheryl’s collaborative, flexible, whole-person approach to therapy.

Download PDF

Values-Based Living

A guide to making choices based on who you want to be — not just how you feel in the moment.

Download PDF

How to Stop Overthinking

A practical guide for anxious minds with simple ways to recognize overthinking and interrupt the cycle.

Download PDF

Cognitive Defusion

Learn how to step back from difficult thoughts and emotions instead of getting consumed by them.

Download PDF

Favorite Podcasts, YouTube Channels & Online Resources

Thoughtful resources for mental health, mindfulness, anxiety, relationships, and nervous system wellbeing.

Download PDF

Favorite Books & Resources

Recommended books for psychological flexibility, mindfulness, self-compassion, healing, and personal growth.

Download PDF

Helpful Apps & Digital Resources

Practical tools for mindfulness, anxiety, emotional awareness, sleep, habits, and overall wellbeing.

Download PDF
Begin with a conversation

Schedule a free consultation.

I offer a free 15-minute consultation so you can ask questions, share what is bringing you to therapy, and get a sense of whether working together feels like a good fit.

Important: Email is not encrypted. Please do not include private clinical information in email messages.

Phone
615-618-5166

Email
drcherylfsmith@gmail.com
Email is not appropriate for urgent concerns or sensitive clinical information.

Alma
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Psychology Today
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Hours
Monday–Friday, 9 am–5 pm EST

Location
Based in Florida · Virtual office only

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Please do not include sensitive clinical information in email or general inquiries. If this is an emergency or you may harm yourself or someone else, call 988 or 911, or go to the nearest emergency room. This website is for general information and is not a substitute for professional care.